A Term Insurance with Premium Deposit Fund (PDF)
M.O.S.T. 18 stands for Multiple Option Super Term, a life insurance product that covers you for 18 years, thus the name M.O.S.T. 18.
You have multiple options with M.O.S.T. 18 Term with PDF:
Life Insurance (covers you for 18 years)
Savings and Emergency Fund (to fund your financial goals such as College Education, House Acquisition, Retirement, Travel, Business, etc.
Investment. It’s PDF is like a Mutual Fund. It can earn more than a savings account, and is very liquid. You can put more money there anytime you want. And you can also withdraw your money anytime you need it…with zero charges!